March 2026 SBA 504 Interest Rates

	25 Year Terms	20 Year Terms	10 Year Terms
SBA 504 Rates	5.72%	5.78%	5.61%
SBA 504 Rates for Manufacturers	5.48%	5.53%	5.31%
REFI SBA 504 Rates	5.74%	5.80%	5.63%

The March 2026 SBA 504 debenture pricing was completed on March 5, 2026. The SBA offers a 504 Loan with a 25-year maturity for the acquisition of owner-occupied commercial real estate and related costs. This is in addition to the 10 and 20 year loans currently available in the 504 Loan Program. Loans are typically eligible for up to 90% financing of project costs. Rates include monthly servicing fees to the CDC, SBA, and central servicing agent; based on SBA FY26 fees. The SBA also reinstituted an upfront guaranty fee of 50 basis points for non-manufacturing projects. Rates for manufacturing businesses (primary NAICS Code in sectors 31, 32, and 33) are approximately 25 basis points lower than non-manufacturing projects due to the waiver of the annual service fee.

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Join manufacturing resource providers, tax professionals, and SBA lenders for a panel discussion about the new federal tax policies and SBA financial resources that are designed to turbocharge manufacturing in 2026.

The panelists will speak on new tax benefits for manufacturers, low-interest rate commercial real estate and heavy equipment financing, and wrap around services to support innovation, productivity, and workforce development.

Register for the webinar here

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SomerCor announces the appointment of Adrienne H. Baker, MBA; David Boulay, Ph.D.; and LaVon M. Johns, Esq., LEED AP to its Board of Directors. The appointments further strengthen the organization’s governance and expand its capacity to advance small business growth, manufacturing competitiveness, and strategic public-private partnerships across the region.

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